BoE Live · Indicative Rates
    BoE Base
    2yr Fixed4.12%
    5yr Fixed3.89%
    TrackerBBR + 0.45%
    Best Buy3.64%
    SVR Avg7.99%

    Editorial Hub

    Mortgage guides built around real decisions

    This section is where RepayWise turns calculator traffic into long-form trust. Each guide is designed to answer a specific UK homeowner or homebuyer question, then connect that advice to a calculator that helps the reader act on it immediately.

    Target keyword: mortgage fixed rate ending 2026

    The 2026 SVR Cliff Strategy

    Explain the payment shock facing households leaving cheap fixed deals, when to review remortgage options, and how to model the jump before the fixed rate ends.

    Target keyword: overpay mortgage or ISA 2026

    ISA vs Mortgage Overpayment (The 2026 Math)

    Compare savings rates, mortgage rates, tax treatment, and liquidity so homeowners can decide whether to keep cash accessible or reduce long-term interest costs.

    Target keyword: stamp duty thresholds 2026

    First-Time Buyer's Stamp Duty Guide (Post-2025)

    Cover the post-April 2025 threshold landscape, budgeting for tax with a tight deposit, and how to negotiate seller contributions when every pound matters.

    Editorial rule

    Every guide should link directly into a relevant calculator, explain the trade-offs in plain English, and avoid generic filler. The goal is not just traffic. The goal is search traffic that converts into calculator use, repeat visits, and eventually monetisable intent.