BoE Live · Indicative Rates
    BoE Base
    2yr Fixed4.12%
    5yr Fixed3.89%
    TrackerBBR + 0.45%
    Best Buy3.64%
    SVR Avg7.99%
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    England · SDLT

    Buying in Bath

    Bath is a UNESCO World Heritage Site with unmatched architectural beauty, with prices driven to £431,000 by tourism and London overspill.

    Average price

    £431,000

    +1.5% YoY

    Typical FTB price

    £340,000

    First-time buyer

    SDLT on average

    £9,050

    Effective 2.10%

    Avg rent / mo

    £1,800

    2-bed

    Worked example: a typical Bath purchase

    Numbers below assume an 85% LTV mortgage at 4.5% over 25 years on an average-priced home in Bath. Stamp duty is calculated against SDLT (English) bands.

    Standard buyer · £431,000

    Property price£431,000
    Deposit (15%)£64,650
    Loan£366,350
    SDLT£9,050
    Monthly payment£2,036.29
    Run my numbers

    First-time buyer · £340,000

    Property price£340,000
    Deposit (10%)£34,000
    Loan£306,000
    SDLT (FTB relief)£0
    Monthly payment£1,550.46
    Run my numbers

    Bath neighbourhoods

    Lansdown

    £580,000

    Premium Georgian hilltop

    Widcombe

    £420,000

    Village-in-the-city

    Oldfield Park

    £350,000

    Student and professional

    Twerton

    £280,000

    Most affordable area

    Run your own Bath numbers

    Plug your own price, deposit and rate into our calculators — built on the same SDLT bands used here.

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