England · SDLT

Buying in Newcastle

Newcastle is one of England's most affordable major cities, with a vibrant cultural scene and strong rental demand.

Average price

£172,000

+2.4% YoY

Typical FTB price

£140,000

First-time buyer

SDLT on average

£0

Effective 0.00%

Avg rent / mo

£800

2-bed

Worked example: a typical Newcastle purchase

Numbers below assume an 85% LTV mortgage at 4.5% over 25 years on an average-priced home in Newcastle. Stamp duty is calculated against SDLT (English) bands.

Standard buyer · £172,000

Property price£172,000

Deposit (15%)£25,800

Loan£146,200

SDLT£0

Monthly payment£812.63

Run my numbers

First-time buyer · £140,000

Property price£140,000

Deposit (10%)£14,000

Loan£126,000

SDLT (FTB relief)£0

Monthly payment£638.42

Run my numbers

Newcastle neighbourhoods

Jesmond

£260,000

Student and professional

Gosforth

£290,000

Affluent suburb

Gateshead Quayside

£200,000

Regeneration riverside

Heaton

£180,000

Up-and-coming east

Run your own Newcastle numbers

Plug your own price, deposit and rate into our calculators — built on the same SDLT bands used here.

Repayment calculator SDLT calculator