BoE Live · Indicative Rates
    BoE Base
    2yr Fixed4.12%
    5yr Fixed3.89%
    TrackerBBR + 0.45%
    Best Buy3.64%
    SVR Avg7.99%
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    England · SDLT

    Buying in Stoke-on-Trent

    Stoke-on-Trent offers exceptional value at £149,000 average, with strong rental yields attracting investors.

    Average price

    £149,000

    +3.3% YoY

    Typical FTB price

    £120,000

    First-time buyer

    SDLT on average

    £0

    Effective 0.00%

    Avg rent / mo

    £650

    2-bed

    Worked example: a typical Stoke-on-Trent purchase

    Numbers below assume an 85% LTV mortgage at 4.5% over 25 years on an average-priced home in Stoke-on-Trent. Stamp duty is calculated against SDLT (English) bands.

    Standard buyer · £149,000

    Property price£149,000
    Deposit (15%)£22,350
    Loan£126,650
    SDLT£0
    Monthly payment£703.96
    Run my numbers

    First-time buyer · £120,000

    Property price£120,000
    Deposit (10%)£12,000
    Loan£108,000
    SDLT (FTB relief)£0
    Monthly payment£547.22
    Run my numbers

    Stoke-on-Trent neighbourhoods

    Trentham

    £250,000

    Premium south Stoke

    Hartshill

    £190,000

    Hospital quarter

    Burslem

    £120,000

    Pottery heartland

    Fenton

    £130,000

    Most affordable

    Run your own Stoke-on-Trent numbers

    Plug your own price, deposit and rate into our calculators — built on the same SDLT bands used here.

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