England · SDLT

Buying in Northampton

Northampton is one of England's fastest-growing towns, with HS2 proximity and excellent value for commuters.

Average price

£241,000

+2.6% YoY

Typical FTB price

£192,000

First-time buyer

SDLT on average

£0

Effective 0.00%

Avg rent / mo

£1,000

2-bed

Worked example: a typical Northampton purchase

Numbers below assume an 85% LTV mortgage at 4.5% over 25 years on an average-priced home in Northampton. Stamp duty is calculated against SDLT (English) bands.

Standard buyer · £241,000

Property price£241,000

Deposit (15%)£36,150

Loan£204,850

SDLT£0

Monthly payment£1,138.62

Run my numbers

First-time buyer · £192,000

Property price£192,000

Deposit (10%)£19,200

Loan£172,800

SDLT (FTB relief)£0

Monthly payment£875.55

Run my numbers

Northampton neighbourhoods

Abington

£300,000

Upmarket east side

Duston

£250,000

Popular western suburb

Far Cotton

£200,000

Affordable south

Kingsthorpe

£270,000

Family north

Run your own Northampton numbers

Plug your own price, deposit and rate into our calculators — built on the same SDLT bands used here.

Repayment calculator SDLT calculator