BoE Live · Indicative Rates
    BoE Base
    2yr Fixed4.12%
    5yr Fixed3.89%
    TrackerBBR + 0.45%
    Best Buy3.64%
    SVR Avg7.99%
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    England · SDLT

    Buying in Nottingham

    Nottingham punches above its weight with two universities, a strong tech scene and average prices well below the national average.

    Average price

    £202,000

    +2.3% YoY

    Typical FTB price

    £165,000

    First-time buyer

    SDLT on average

    £0

    Effective 0.00%

    Avg rent / mo

    £900

    2-bed

    Worked example: a typical Nottingham purchase

    Numbers below assume an 85% LTV mortgage at 4.5% over 25 years on an average-priced home in Nottingham. Stamp duty is calculated against SDLT (English) bands.

    Standard buyer · £202,000

    Property price£202,000
    Deposit (15%)£30,300
    Loan£171,700
    SDLT£0
    Monthly payment£954.36
    Run my numbers

    First-time buyer · £165,000

    Property price£165,000
    Deposit (10%)£16,500
    Loan£148,500
    SDLT (FTB relief)£0
    Monthly payment£752.43
    Run my numbers

    Nottingham neighbourhoods

    The Park

    £480,000

    Prestigious conservation area

    West Bridgford

    £330,000

    Families and professionals

    Sherwood

    £210,000

    Popular, good transport

    Beeston

    £230,000

    University quarter

    Run your own Nottingham numbers

    Plug your own price, deposit and rate into our calculators — built on the same SDLT bands used here.

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